Public trust in digital banking continued to strengthen in 2025 as LANDBANK recorded a 27% rise in the usage of its digital platforms. The Bank processed a total of 800.26 million digital transactions worth ₱4.41 trillion, marking a 30% increase in transaction value from 2024.
“Inclusive and sustainable banking is anchored on public trust. When systems are accessible, inclusion becomes scalable, and national development accelerates. At LANDBANK, we remain steadfast in bringing financial access closer to Filipinos — from countryside to countrywide,” said LANDBANK President and CEO Lynette V. Ortiz.
Mobile banking accelerates retail adoption
LANDBANK’s Mobile Banking App (MBA) remains the cornerstone of the Bank’s retail digital adoption, with nearly one million new users over the past two years to reach a 2.40 million-strong user base by end 2025. This surge in adoption translated to 714.39 million transactions worth ₱618.82 billion, posting year-on-year increases of 26% in volume and 37% in value.
Complementing this momentum, LANDBANK’s Cash‑Lite Campus initiative embeds digital payment ecosystems within universities, enabling fully-digital campus transactions, allowance releases, and merchant payments. Rolled out nationwide, the program has benefited more than 12,500 students, personnel, and campus partners, with further expansion planned for 2026.
“As a student, LANDBANK’s Cash-Lite helps me track my personal and school related expenses. Especially that I am living alone, it helps me balance my money and manage it properly,” said Joy Ann Makiling, a student of the State University of Northern Negros (SUNN), highlighting how digital solutions support youth financial literacy.
Institutional and government platforms scale up
Digital adoption also accelerated among corporate and government clients. The LANDBANK corporate internet banking platform, weAccess, processed 51.13 million transactions amounting to ₱1.84 trillion, up 66% in volume and 35% in value year-on-year.
Meanwhile, government disbursements through the Electronic Modified Disbursement System (eMDS) internet banking facility facilitated ₱1.55 trillion across 5.27 million disbursements, reflecting 28% growth in both volume and value. The Bank’s web-based payment channel, Link.BizPortal, likewise recorded strong performance, processing 8.75 million transactions worth ₱16.13 billion, with increases of 22% in volume and 33% in value.
Expanding reach to communities and enterprises
LANDBANK’s digital channels also continued to support grassroots and enterprise-level transactions. Through LANDBANKasama Partners, the Bank’s agent banking network, 3.10 million transactions worth ₱16.00 billion were facilitated, expanding digital banking services to geographically isolated and disadvantaged areas (GIDAs).
The LANDBANK Bulk Credit System, used for large payroll disbursements and batch transactions, processed ₱74.96 billion, up 3% in value. Meanwhile, the LANDBANK Remittance System facilitated ₱80.34 billion in remittance flows, posting an 18% year‑on‑year increase. Digital tax payments also continued to expand, with the e‑Tax Payment System enabling ₱177.25 billion in collections, reflecting 13% growth. Together, these gains demonstrate how LANDBANK’s digital platforms are increasingly woven into the daily financial lives of workers, families, and businesses—ensuring timely salaries, faster remittances, and seamless tax payments. By making financial services more accessible and efficient, these initiatives directly support President Ferdinand ‘Bongbong’ Marcos Jr.’s national agenda for digital transformation, driving the country toward a more inclusive and digitally-enabled economy for all Filipinos.
